Low/No Doc Vehicle Finance Made Easy

Zero deposit options
Loans, leases & rent-to-buy
Same day approvals
ABN & personal options

What type of vehicle are you interested in?

Check if you qualify with no impact on your credit score.

If you have reasonable credit and are GST registered for 2 or more years, we can most often get you a better deal than the banks or dealer.

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⭐⭐⭐⭐⭐ - Sarah H.
They were really fast and got me a better deal than the dealership quoted. Would use them again, great service.

⭐⭐⭐⭐⭐ - Peter R.
didn't know what to expect but was pleasantly surprised. got a call within 15 minutes and was pre approved. now to find the right ute

⭐⭐⭐⭐⭐ - Mohammed S.
I needed urgently a courier van as mine broke down and saw their ad pop up. They approved me the same day. Very thankful 🙏

Which year would the vehicle be?

What make and model are you considering?

Or type below:

Please specify an answer

Would you prefer going to a dealer or going private?

Dealer

Private

Either is fine

What size loan do you need?

Please enter an amount

Minimum amount is $10,000

How much deposit or trade in?

Please enter an amount

Leave blank if you want zero deposit

Are you an Australian citizen or permanent resident?

Australian citizen

Permanent resident

On a Visa

Which best describes your living situation?

Is this vehicle for business or personal?

Personal

Business

If the vehicle will be used more than 50% of the time for business, choose business.

What is your ABN number or business name?

Please specify an answer

How long has your business been trading for?

In the past 30 DAYS how much revenue has your business generated? This ONLY counts deposits made to your bank, not invoices waiting to be paid.

Approximetely how much revenue have you done over the past 30 days?

Approx

Do you receive any payments from Centrelink?

Do you normally do the same, more, or less revenue per month?

Normally SAME revenue

Normally MORE revenue

Normally LESS revenue

Do you know what your credit score is?

If you don't know your credit rating, what do you think it would be?

Probably decent

Probably about average

Not the best

Probably low

Your credit rating will be low if you have missed payments, debts that are behind, or have applied for a lot of loans recently. You can check your credit scores for free at Equifax or Experian.

Have you had any issues getting approved for vehicle or any other finance this year?

Haven't applied this year

No issues

Yes, I've had issues

What issues have you had?

Please specify what issues you've had getting finance

Do you have any DEFAULTS on your credit report?

No defaults

Yes, fully paid

Yes, not paid yet

What was the default(s) for?

Please specify an answer

How much is still owing on the default(s)?

Please specify an answer

Approximate is fine

What was the default for?

Please specify an answer

How would you describe your recent repayment history?

All repayments on time (no missed payments)

Mostly on time (1–2 late payments)

Some issues (a few missed or late payments)

Currently behind on some payments

This is for any loans, mortgages, credit cards, Afterpay, electricity, gas, rates or any other bills.

Have you been recently charged any late fees, or dishonour fees?

Yes, I have

No, I haven't

Don't know

Do you have any debts with collection agencies?

No debts with collections

Yes, not on a payment plan

Yes, on a payment plan

What debt(s) do you have with collections and roughly how much is owing?

Please specify an answer

Have you ever had a vehicle repossessed (whether your fault or not) in the past 7 years?

Yes

What's your email? We'll send your quotes there.

Please specify a valid email

Your post code:

Please specify a valid post code

Your first name:

Please specify a valid name

Your last name:

Please specify a valid name

Phone number:

Please enter a valid phone number.

What is your employment situation?

How long have you been in your current employment for?

Less than 3 months

3 to 6 months

6 to 11 months

12 or more months

How much do you get paid AFTER TAX each FORTNIGHT?

Do you receive any Centrelink or government benefits?

Yes

Does MOST (more than 50%) of your income come from Centrelink?

Yes

Sorry, based on your answers you don't qualify at this time. Feel free to re-apply in 60+ days if your circumstances change.

It looks like we'll need more information to determine if we can help out.

Please upload your recent credit report below.

You can obtain your credit report for free from Equifax and Experian.

https://www.equifax.com.au/personal/products/equifax-free-credit-report

https://www.experian.com.au/consumer/order-credit-report

Upload your credit report:

Drop your file here or click

Accepts png, jpeg, pdf

Low/No Doc Vehicle Finance Made Easy

How Drive Compare Works

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Drive Compare is a loan comparison and referral platform. We are not a lender. Enquiries are referred to licensed finance brokers who compensate us for our services. All finance is subject to lender approval. Terms, rates and conditions apply. See our Terms for details.

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